No Upfront Fee Loan Modification Program?

Yes, it's true. We have been performing successful loan modifications with no upfront fees since 2007.

Infact, we have never charged upfront fees to our clients. We do not believe in collecting fees until services have been rendered.

This eliminates the risk to homeowners looking for help lowering their monthly mortgage payments to something affordable. You do not pay until the loan modification is approved by your lender.

Don't forget, we also have some of the best success stories in the business. We know how to get loan modification approved, even if your lender has already turned you down.

We are experienced with many lender specific loan modification programs. We will assess your situation and find the modification program that is best for you.

We pre-qualify every client to make sure they are a good candidate for our no upfront fee program. To get started, fill out the form above to see how we can help you!

Learn More About Our No Upfront Fee Loan Modification Program...

Michael B.- Lender: Wells Fargo

Current Primary Residence

1st Mortgage payment $2,890.66, Trial Period Principal & Interest; Interest Rate 8%

Approval

1st Mortgage payment $2,000.89, Principal & Interest, Taxes and Insurance; Interest Rate 2% fixed, Life of Loan

J. N.- Lender: Wachovia

Current Primary Residence

1st Mortgage payment $1,500, Principle & Interest ; Interest Rate 8.625%

Approval

1st Mortgage payment $1,178.33, Principal & Interest, Taxes and Insurance; Interest Rate 2.5% fixed, Life of Loan

G.K. - Lender: GMAC

Current Primary Residence

1st Mortgage payment $3,200 , Interest Only; Interest Rate 8.5% adjustable

Approval

1st Mortgage payment $1,908.51, Principal & Interest, Insurance and Taxes; Interest Rate 2% fixed

Virginia & Julieta - Lender: 1st Carrington Mortgage 2nd CityFinancial

Current Primary Residence

1st Mortgage payment $2,050.98, Principal & Interest; Interest Rate 8.625% adjustable

2nd Mortgage payment $516.00, Principal & Interest; Interest Rate 8.85% adjustable

Approval

1st Mortgage payment $1,606.58, Principal & Interest; Interest Rate 5.75% fixed

2nd Mortgage payment $367.30, Principal & Interest; Interest Rate 5.00% fixed

Elena N. - Lender: EMC Mortgage

Current Primary Residence

1st Mortgage payment $2,560.45, Minimum Neg Am, Taxes & Ins., Interest Rate 5% adjustable

Approval

1st Mortgage Payment $560, Principal & Interest; Interest Rate 1.5% fixed